Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.
Address
108-5 - 1052 Rat Bay Road
List Price
$49,900
MLS® Status
New
Property Type
Residential Condo & Other
Type of Dwelling
Other
Style of Home
Bungalow
Transaction Type
Sale
Area
Lake of Bays
Sub-Area
Franklin
Region
Muskoka
Bedrooms
2
Bedrooms (Total)
2
Rooms Above Grade
9
Rooms (Total)
9
Bathrooms
2
Floor Area
900-999 Sq. Ft.
Square Foot Source
Blue Water Acres
Occupant Type
Owner
Cross Street
From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
Approx. Age
16 - 30 Years
Maint. Fee
$427.25
MLS® Number
X13724818
Listing Brokerage
Chestnut Park Real Estate
Basement Area
None
Postal Code
P1H 2J6
Parking
Reserved/Assigned
Parking Places (Total)
4
Parking Spaces
4
Tax Year
2026
Property Management Company
Blue Water Acres
Rural Utilities
Cell Services
Pets
No
Site Influences
Deck, Golf, Recreational Area, Waterfront, Year Round Living
Exterior Features
Deck, Recreational Area, Year Round Living
Interior Features
Water Heater
Property Features
Golf
Central Vacuum
No
Elevator
No
Ensuite Laundry
No
Special Designation
Unknown
Standard Status
Active
Disclosures
Unknown
Senior Community
No
Board Or Association
One Point Association of REALTORS
Association Amenities
Party Room/Meeting Room, Satellite Dish, Visitor Parking, Indoor Pool
Association Fee Includes
Heat Included, Hydro Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Heat Source
Propane
Heat Type
Baseboard
Cooling Features
Wall Unit(s)
Balcony Type
None
New Construction
Yes
Construction Materials
Wood
Exposure
South
Fireplace
Yes
Fireplace Features
Propane
Foundation Details
Block
Garage
No
Garage Type
None
Kitchens Total
1
Kitchens Above Grade
1
Laundry Features
Inside
Roof
Shingles
Topography
Dry, Wooded/Treed, Rolling, Level
View Type
Beach, Panoramic, Bay, Lake, Trees/Woods
Water View
Direct
Waterfront
Yes
Docking Type
Private
Waterfront
WaterfrontCommunity
Waterfront Accessory
Not Applicable
Waterfront Features
Dock, Beach Front
Water Frontage (Feet)
300.0000
Water Body Name
Lake of Bays
Water Body Type
Lake
Shoreline
Hard Bottom, Shallow, Sandy
Shoreline Allowance
Owned
Access To Property
Year Round Municipal Road
Alternative Power
Unknown
Locker
None
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Rooms
| Floor | Type | Dimensions | Features |
|---|---|---|---|
| Main | Living Room | 5.86 x 3.04 Meters | |
| Main | Dining Room | 3.35 x 4.31 Meters | |
| Main | Kitchen | 2.64 x 4.31 Meters | |
| Main | Sunroom | 4.19 x 5.38 Meters | |
| Main | Primary Bedroom | 5.43 x 3.35 Meters | |
| Main | Bedroom | 3.25 x 3.35 Meters | |
| Main | Bathroom | 3.3 x 3.3 Meters | |
| Main | Other | 3.04 x 3.86 Meters | |
| Main | Bathroom | 3.04 x 3.86 Meters |