There are waterfront properties you buy for what they are today, and others you buy because you can see what they could become. This one offers a little of both. Set on a large, private property on Stewart Lake near MacTier, this older three-bedroom cottage has the kind of character that is increasingly hard to find. It is dated-very dated-but that's also part of what makes it interesting. Inside, old windows frame the lake from two sunrooms; original-feeling woodwork adds warmth and a fireplace, while not currently operational, remains a natural focal point. The three-level layout is unique, and throughout the cottage there are reminders of an earlier era of Muskoka cottage life. It won't be for the buyer looking for something newly renovated and ready to impress. It's for someone who appreciates what is already here and can imagine thoughtfully bringing it forward. Enjoyed year round or seasonally. Outside, mature trees, established stonework and approximately 1.21 acres create a wonderfully private setting, while the cottage's position close to the water keeps Stewart Lake very much a part of everyday life. With approximately 256 feet of waterfront, there's room here to enjoy the property as it is, improve and potentially expand the existing cottage, or explore the possibilities of the site for something entirely new, subject to the appropriate approvals. Stewart Lake offers the quieter side of Muskoka waterfront living, with opportunities for swimming, paddling and days spent simply enjoying the lake. And when the day is over, those old sunroom windows might just be the best seat in the house. This isn't a polished cottage pretending to be new. It's an old one with character, privacy and possibilities-and for the right buyer, that's exactly the point.
Address
29 Kilty Bay Road
List Price
$799,000
MLS® Status
New
Property Type
Residential Freehold
Type of Dwelling
Detached
Style of Home
Sidesplit 3
Transaction Type
Sale
Area
Georgian Bay
Sub-Area
Freeman
Region
Muskoka
Bedrooms
3
Bedrooms (Total)
3
Rooms Above Grade
11
Bathrooms
1
Floor Area
1100-1500 Sq. Ft.
Lot Size Source
GeoWarehouse
Lot Depth
289
Lot Shape
Irregular
Lot Size Range (Acres)
.50 - 1.99
Lot Size Units
Feet
Lot Width
256
Parcel Number
480060698
Occupant Type
Owner
Cross Street
Railway Street
Approx. Age
100+ Years
MLS® Number
X13743122
Listing Brokerage
Royal LePage Team Advantage Realty
Basement Area
Crawl Space, Unfinished
Postal Code
P0C 1H0
Posession Details
Negotiable
Parking
Circular Drive, Private
Parking Places (Total)
6
Parking Spaces
5
Tax Amount
$2,917.00
Tax Year
2026
Rural Utilities
Cell Services, Internet High Speed, Telephone Available
Site Influences
Landscaped, Park, Patio, Place Of Worship, Porch Enclosed, Privacy, Rec./Commun.Centre, Recreational Area, School Bus Route, Seasonal Living, Waterfront, Wooded/Treed, Year Round Living
Exterior Features
Landscaped, Patio, Privacy, Porch Enclosed, Recreational Area, Seasonal Living, Year Round Living
Interior Features
Propane Tank, Storage, Water Heater Owned
Property Features
Park, Place Of Worship, Rec./Commun.Centre, School Bus Route, Waterfront, Wooded/Treed
Cable
No
Central Vacuum
No
Family Room
No
Hydro
Yes
Ensuite Laundry
No
Special Designation
Unknown
Standard Status
Active
Disclosures
Unknown
Board Or Association
One Point Association of REALTORS
Heat Source
Electric
Heat Type
Baseboard
Cooling Features
None
Construction Materials
Aluminum Siding, Vinyl Siding
Direction Faces
West
Fireplace
Yes
Fireplace Features
Wood
Foundation Details
Concrete
Garage
Yes
Garage Type
Detached
Covered Spaces
1
Kitchens Total
1
Kitchens Above Grade
1
Other Structures
Shed
Pool Features
None
Roof
Metal
Tax Legal Description
PCL 34159 SEC MUSKOKA; PT LT 2 CON 7 FREEMAN PT 3, 35R16947 T/W PT 1, 35R16957 AS IN LT200069; PT RDAL IN FRONT OF LT 2 CON 7 FREEMAN CLOSED BY LT196519; GEORGIAN BAY; THE DISTRICT MUNICIPALITY OF MUSKOKA
Security Features
Carbon Monoxide Detectors, Smoke Detector
Topography
Rocky, Sloping, Wooded/Treed
View Type
Lake, Trees/Woods, Water
Water View
Direct
Waterfront
Yes
Docking Type
Private
Waterfront
Direct
Waterfront Accessory
Not Applicable
Waterfront Features
Dock, Winterized
Water Frontage (Feet)
78
Water Body Name
Stewart Lake
Water Body Type
Lake
Shoreline
Natural
Shoreline Allowance
None
Access To Property
Year Round Municipal Road
Alternative Power
None
Sewer
Sewer
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Rooms
| Floor | Type | Dimensions | Features |
|---|---|---|---|
| Main | Laundry | 4.26 x 3.3 Meters | |
| Main | Kitchen | 5.18 x 2.96 Meters | |
| Main | Dining Room | 4.17 x 5.57 Meters | |
| Main | Sunroom | 5.73 x 2.52 Meters | |
| Main | Living Room | 4.52 x 6.5 Meters | |
| Main | Bathroom | 1.91 x 2.6 Meters | 4 Pc Bath |
| Second | Primary Bedroom | 4.1 x 2.98 Meters | |
| Second | Bedroom 2 | 3.16 x 2.29 Meters | |
| Second | Bedroom 3 | 3.16 x 3.14 Meters | |
| Second | Sunroom | 6.32 x 2.79 Meters |